ZIP code 32404
Where is ZIP code 32404?
Panama City, Florida
Bay County · Standard ZIP code
ZIP code 32404 belongs to Panama City, Florida in Bay County. 32404 is a standard ZIP code, so it covers street addresses as well as PO Boxes. It is in the Central Time zone and uses area codes 448 and 850. About 42,514 people live in the 32404 area, where the median household income is $74,708. The closest ZIP codes are 32401 (Panama City, 4.4 mi west), 32417 (Panama City, 5 mi west) and 32405 (Panama City, 6.1 mi west).
| ZIP code | 32404 |
|---|---|
| Type | Standard ZIP code for street addresses and PO Boxes |
| Status | Active |
| City | Panama City |
| Also accepted | Callaway, Parker |
| State | Florida (FL) |
| County | Bay County |
| Time zone | Central Time · now |
| Area codes | 448, 850 |
| Coordinates | 30.1653, -85.5763 map |
| 3-digit prefix | 324 |
Population and income in 32404
| Population | 42,514 · higher than 87% of Florida ZIP codes |
|---|---|
| People per square mile | 315 · lower than 69% of Florida ZIP codes |
| Median age | 37.1 years · lower than 82% of Florida ZIP codes |
| Men / women | 52% / 49% |
| Median household income | $74,708 · higher than 54% of Florida ZIP codes |
| Income per person | $34,098 |
| Below the poverty line | 11% |
| Bachelor’s degree or higher | 23% of adults 25+ |
| Median home value | $273,500 · lower than 66% of Florida ZIP codes |
| Median rent | $1,399 a month |
| Housing units | 17,934 |
| Households | 16,158 (2.55 people on average) |
| Owners / renters | 69% / 31% |
| Land area | 135.04 sq mi (plus 19.04 sq mi of water) |
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024) for ZIP Code Tabulation Area 32404. Census ZIP areas are close to, but not exactly the same as, USPS delivery areas.
ZIP codes near 32404
| ZIP code | City | Distance | Type |
|---|---|---|---|
| 32401 | Panama City, FL | 4.4 mi W | Standard |
| 32417 | Panama City, FL | 5 mi W | PO Box only |
| 32405 | Panama City, FL | 6.1 mi W | Standard |
| 32444 | Lynn Haven, FL | 6.5 mi NW | Standard |
| 32403 | Panama City, FL | 7.4 mi S | Standard |
| 32408 | Panama City, FL | 8.1 mi W | Standard |
| 32402 | Panama City, FL | 8.4 mi NW | PO Box only |
| 32406 | Panama City, FL | 8.4 mi NW | PO Box only |
| 32411 | Panama City, FL | 8.4 mi NW | PO Box only |
| 32412 | Panama City, FL | 8.4 mi NW | PO Box only |
| 32466 | Youngstown, FL | 11.7 mi N | Standard |
| 32409 | Panama City, FL | 12.3 mi NW | Standard |
Straight-line distance between ZIP code center points. Find every ZIP code within 10 miles of 32404 or measure the distance to another ZIP code.
How to address mail to 32404
123 MAIN ST
PANAMA CITY FL 32404
Put the city, the two-letter state code and the ZIP code on the last line. USPS also accepts CALLAWAY and PARKER as the city name for 32404. Adding the 4-digit ZIP+4 code (32404-XXXX) helps mail sort faster but isn’t required.
Other ZIP codes in Panama City, FL
All Panama City ZIP codes with population and income →
Questions
- What city is ZIP code 32404?
- 32404 is a Panama City, Florida ZIP code. Callaway and Parker are also accepted as the city name.
- What county is 32404 in?
- ZIP code 32404 is in Bay County, Florida.
- What time zone is ZIP code 32404 in?
- 32404 is in the Central Time zone (America/Chicago).
- What area code is 32404?
- Phone numbers in ZIP code 32404 use area codes 448 and 850.
- What is the population of ZIP code 32404?
- About 42,514 people live in ZIP code 32404, according to the Census Bureau’s American Community Survey (2020–2024).
- What is the median income in 32404?
- The median household income in 32404 is $74,708 a year, higher than 54% of Florida ZIP codes.
- What ZIP codes are near 32404?
- The nearest ZIP codes to 32404 are 32401 (Panama City, 4.4 miles), 32417 (Panama City, 5 miles), 32405 (Panama City, 6.1 miles) and 32444 (Lynn Haven, 6.5 miles).